Information
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Frequently asked questions
Frequently asked question example
If my coverage is first day, is it contestable?
Yes, most myths about insurance is that 1st day means 1st day coverage is paid always. Actually, an insurance company does not have to fully payout if a client has lied on their application intentionally to get a better rate.
Frequently asked question example
Is Life insurance on the job enough?
Actually, life insurance on the job normally does not follow you off the job. When you are on the job and sick passed 45 days it usually cancels out due to non-payment same as if off the job.
Frequently asked question example
Do I need multiple beneficiaries?
You only need a primary and contingent.
Frequently asked question example
If I live in Georgia, can I get coverage from an agent in Mississippi?
Yes, if the agent is licensed to produce insurance in Georgia & Mississippi.
Frequently asked question example
If I am 87 years old, can I get life Insurance?
Yes, LEPC has a product to cover you.
Frequently asked question example
If I had cancer before, can I get life insurance?
Yes, there are companies willing to insure you.
Frequently asked question example
Can I get insurance on my grandson?
Yes, there are companies that will ensure grandkids.
Frequently asked question example
Can I pay my premium in full yearly?
Yes, you can and you can get a huge discount by doing so.
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